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A long-term disability insurance buyout is a one-time payment offered by your insurance company in place of your ongoing monthly benefits. USC Long Term Disability insurance through MetLife, effective July 1, 2023
At two years, there's probably a definition change to what they consider disabled (becomes stricter) like mine had. It's a time insurers like to Hartford Denies Disability Claim After 7 Years of LTD Payments Is A Long Term Disability Buyout Settlement A Good Idea? – Disability Attorney John V. Tucker
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